It’s really clever how the scam which is Excel Cash Flow tries to piggyback off names like “Excel” but I know better about how it really works which this review will carefully explain.
Quick Report on Excel Cash Flow:
Creator: Debbie Jones or Cami White, both fake personas.
Price: $97 with possible up-sells and “optional” coaching which is what I fear most…
Overall Rating: 0 out of 10 stars.
Oh how I’ve missed reviewing these scams (not):
Excel Cash Flow in a nutshell:
I called this a duplicate scam because sites like Excel Cash Flow are “overflowing” on the internet and constantly making their sales pages look exactly the same.
Many of these sites are also known for changing names of their “programs” but still having the same page, so you’ll often run into look alike sites, but different names for them which is still the same scam.
I’m so annoyed this is still going on:
I don’t even need to read the name anymore since I’m so familiar with the site outline which by the way looks like this (Memorize it because if you ever see a site like it, be careful):
And what comes after you sign up is nearly always going to be a pitch about how easily you can make money online posting links. There is always a story about a woman who lost her job, got divorced and so on and so forth. Basically I can fill in the blanks by now because I’ve read this exact same message so many times before, including on other sites called Work at Home Special Report pages that also show these fake names and stories.
The image I believe is taken from a legitimate website, but in my 
opinion (prove me wrong, please) the picture is NOT of Debbie Jones.
I’ve never run into a duplicate site scam where the people behind the site put up their real pictures. They always hide behind fake names and pictures a lot of people will mistake for actually being them.
Also for some reason there is a mention of Australia:
Not sure if they are targeting a specific location, but generally you’ll find these scams being promoted world wide and mostly in English speaking countries.
What else is there to say?
A lot of the information you’ll find on this program does not bear repeating since I’ve basically said the same thing so many times before. So what I’ve done is put up a list of these work at home scam sites so you can see if a program you’ve spotted (like Excel Cash Flow) is on it.
If it is, stay away from it. And I can also tell you that even there are a lot of names there, it’s still very small compared to just how many untrustworthy places there are out there.
And besides, if it’s already a scam, what more do you really need to know? I think most people would prefer knowing what they can really trust & what works, so that being said, this, the Wealthy Affiliate program is the one I believe in 100%.
Funny question: Does it actually have anything to do with Excel?
I doubt it.
I just think the people behind the sites are running out of catchy names to use and since SO many of them already sound alike, with a few words mixed around here and there, to avoid suspicion, I guess they decided to name it something completely different. And this has been repeating itself for many years.
A skeptics question: Well you didn’t buy it, so how do you know this is a scam?
I know because I on the previous reviews on programs like it I’ve done, every single response has been negative (or positive because it proves my position) and because I know key tricks scam sites use (promise of easy money is their greatest weapon), it becomes easy. And it’s not just easy money promises, it’s also fake images, fake names and a lot of other things I could point to. I get it wrong sometimes, but this isn’t one of those times.
What’s really terrible is that half the work is done for these programs because the people who want instant riches WANT to believe this is real. All that sites like this one have to do is make that promise and that’s how they sell so well.
What about that coaching?
You may have noticed I mentioned the word “fear” when I started this review. With these scam sites, personal coaching is also a common tactic they use to try and get you into the program. It gives you the impression that you’re going to get professional help. Or as they put it:
What I have heard more than once is that instead of that, you’re asked to pay for this, and a lot! Now I always reserve judgement in this area because I don’t know if it’ll happen with Excel Cash Flow and it may very likely NOT, but just know it is possible and words like personal coaching with these scam type sites usually don’t mean what you think they do, at least not for a cheap price! However, these are places where you can get legit coaching, and here is at least one place to get coaching.
Final Rating: Excel Cash Flow
0 Stars
Red Flag (Scam)
0 out of 10 stars. There is no reason to even give this program a single star.
My final thoughts:
I hope anyone who looks up information on Excel Cash Flow finds this article. I’ve been trying to find all of these scams before they get out of control (too popular that is), but it’s not an easy job…
It’s been a very long time (November of 2014!) since I’ve bumped into a duplicate scam site like it too. I think the reason I haven’t seen them around for so long was because they’ve “gone into hiding” or have just done a better job of staying out my “ever watchful gaze”.
And I think one of the reasons they’ve done that was because I did a video on YouTube where I expose sites like that and warn people what to stay away from. Maybe I’m giving myself too much credit, but I did notice a decline since that video was up. It could also just be a coincidence.
Yet because these scams sites have been known to work so well on people, it’s only a matter of time before one pops up here and there. Remember, memorize what the site looks like and be careful online with these places.
Update 10/21/15:
Looks like this program has been renamed “Cash From Home”. I found out by doing a Google search for “Excel Cash Flow”, finding 3 particular domains that point to a secondary site “reviewing” this program, then when you click through to the next page, it takes me to Cash From Home which has the same layout:
If you need a comparison, just look at the image at the top of this article vs this one.
There’s too many bad programs out there, don’t let yourself be fooled, try one that’s fully legit such as Wealthy Affiliate.
And about Excel Cash Flow or whatever they’ll change the name to eventually, forget about them and just move on. No need to waste time on these programs.
Excel Cash Flow is a scam. Do not waste your money. Everything they say is a lie. I was getting a refund on 9/28 and to this day I still do not have it. All that they say to you is that we refunded your money and that they are going to turn it over to corporate to investigate. Then when you call back they say the same thing again that the money was already refunded. I have asked for the phone number of the corporate office and they say they do not have one. What kind of company doesn’t have a phone number.
All lies
IF THIS IS NOT A SCAM HOW COME I CAN’T GET MY REFUND! I signed up online to make money from home, the advertising stated that a payment of $97.00 would be required so I signed up, then it prompted me to pay $19.97 to learn how. Paid a total of 116.97 this transaction occurred on 7/22/2015. There was a 60 day refund guarantee. On August 25th I called into the customer service center and requested a refund, I was told it would be refunded to my credit card in 5 to 7 days. 10 days later I called back asking about my refund, I was told they were unable to process the refund to my credit card and a check had been mailed to me on Sept. 1, I should be receiving with in 5 to 7 days. On September 15th I called in again and was told that the Sept 1 check was stopped and that a check was processed on September 11th, I should receive in 7 to 10 days. On September 21 I called in, was told that the check was not mailed out spoke with a supervisor employee and she said the check was not mailed that they are refunding the money to my credit card with in 24 hours. Today I called in to again inquire and was hung up on, when I tried to call back I got music then silence and was hung up on three times, when I called back with my called id blocked it went right through. I filed a complaint about the business with the FTC this morning. The gentleman I spoke with today would not let me talk to a Supervisor or Manager, he indicated to me that the check was processed on Sept 11, and I just need to wait. This is the 4th story I was told. I asked why was I told it would be processed on my credit card, all he said was he was sorry and I should receive the check from the 11th, that it takes 7 to 10 days. I informed him that I was told the check did not go out, and it is over 7 to 10 days. He said to me a Manager would call me back today and then basically hung up on me. I’m not holding my breath for a Manager to call me.
Beth, this won’t end and based on what you told me, they are spinning around excuses and sending you through one or the other, probably to try and get you to stop asking for refunds. Don’t let this stop you. You’ve tried it their way and it’s not working. It’s time to contact your credit card provider and give them the whole story.
Folks, I feel your pain. It is tough out there. That is why so many people fall prey to these scams. The best advice I personally can pass on is two words…JIM CRAMER!” BUYAHH!
Look him up om ANY search engine! He even has a daily television show and his net worth is 30 million dollars currently. You will NOT send him a dime! And if you think it is impossible…nope. He can show you how to turn those $97.00 scams into money in YOUR pocket! Look him up…that’s all I say. You may well be glad you did!
Dan, I know about Jim, but what you’re talking about is the stock market, not online marketing. Also, please do your research on Jim. He may be worth a lot, but you should always be careful.
How does this work? Make any money? Would love to know how as I’m about to lose my house.
Hi Bonnie, Excel Cash Flow is a scam and anything that is legitimate in this business takes a lot of time to see results with. If you are in an emergency situation, do not buy these types of programs with the expectation that they will pay you back quickly and solve all your problems.
You need to handle the current problem, but if you’re serious about trying this online thing, start with a good program and work your way up, but that should be plan B…